标签： 上海桑拿

　　"The card is still there, and the money was stolen", "The credit card slip was abandoned casually, and money was lost", "Filling in the online questionnaire for the gift, and being harassed by the phone" … … These phenomena are not uncommon, and most of them are related to the disclosure of personal financial information.

　　At present, the Internet platform has become a widespread collector and user of personal information and data, but some institutions are not optimistic about the protection of consumers’ financial information. Recently, a research article published by the research group of the Financial Consumer Rights Protection Bureau of the People’s Bank of China pointed out that some head Internet platforms have some problems in terms of format, information collection and use, and marketing promotion.

　　Come and learn about the common "routines" used by some institutions to collect personal financial information, which will help you polish your eyes and "reverse routines".

　　1. The "terms" are rich in content and professional, and consumers are over-collected without knowing it.

　　When registering financial applications on mobile phones, there are often relevant clauses and privacy policy statements issued in the form of format contracts, requiring users to agree to authorization. However, most people have not carefully read these "terms" with various contents and strong professionalism. Even if consumers read the terms carefully, if they don’t agree, it often means that they can’t use the software.

　　As everyone knows, in actual implementation, such clauses often excessively collect the information of financial consumers. In addition to some necessary information, many Internet platforms have collected additional information about financial consumers’ identities, transactions, assets and liabilities, litigation information, performance information and judgment information of performance ability.

　　According to the relevant persons of the Central Bank’s Financial Consumer Rights Protection Bureau, on the one hand, the Internet platform has absolute "right to speak" on the scope of information collection, and the scope of "necessary information" collected is too wide; On the other hand, consumers may not really "know" or "agree" with the content of information collected by Internet platforms.

　　To this end, the Measures for the Administration of Credit Information Business (Draft for Comment) promulgated by the People’s Bank of China in January this year clearly stipulates that credit information collection by credit reporting agencies should follow the principle of "minimum and necessity" and should not be excessively collected. The collection of personal credit information by a credit reporting agency shall be subject to the consent of the information subject, and clearly inform the information subject of the purpose, information source and information scope of collecting credit information, as well as the possible adverse consequences of not agreeing to collect information.

　　2. Excessive tracking and collection of users’ "digital footprints", and "precision marketing" is highly induced.

　　Many people have this experience: only after searching for a brand new mobile phone, the consumer loan advertisement of small loan company appears in front of them; I just praised the face value of a star in a circle of friends, and the recommendation of medical cosmetic surgery and "cosmetic loan" came naturally … …

　　Behind these "precision marketing" is the "full mastery" of personal information of financial consumers by some Internet platforms. Driven by commercial interests, some large Internet platforms will excessively track and collect users’ "digital footprints" and improperly use data-driven marketing strategies.

　　Among the many "digital footprints" of users, all kinds of financial information, including account information, transaction information, credit information, etc., are the most valuable, which can build the "credit" pillar of large-scale Internet platforms. By digging up users’ financial behavior, analyzing the characteristics of users’ financial behavior and pushing a large number of financial marketing advertisements, "ahead of consumption" and "over consumption" are accepted by some people with fragile credit.

　　When more high-risk and low-net-worth people are attracted into the "unsecured consumer loan" trap, financial risks are quietly brewing. Therefore, the research group of the Central Bank’s Financial Consumer Rights Protection Bureau reminded that it is necessary to urge large-scale Internet platforms to tap the value of information under the premise of legality, compliance, reasonableness, reasonableness and moderation, and promote consumption upgrading, instead of "wool" information, let alone killing the goose that lays the golden eggs and exhausting the resources.

　　3. Internet platform improves the "availability" of credit, but often ignores the "affordability".

　　You don’t have to "grovel" in front of friends and relatives to borrow money. You just need to apply for a loan on the Internet platform and you will have the opportunity to get financial support. It is true that this has improved the "availability" of credit, but for people with fragile credit, behind the great temptation is the "affordability" that is easily overlooked.

　　In the view of the research group, the development of digital inclusive finance cannot be separated from the foundation of consumer protection and personal financial information protection, and it is necessary to urge large Internet platforms to establish the concept of "responsible finance".

　　The research group suggested that the financial business should be fully regulated according to law, the supervision of large-scale Internet platforms should be strengthened, the anti-monopoly review of large-scale Internet platform enterprises should be strengthened, and the financial marketing propaganda behavior of large-scale Internet platforms should be standardized.

　　4. How do consumers protect the security of personal financial information? Expert advice:

　　(1) Keep bank cards, ID cards, electronic banking authentication media, etc. properly, and never rent or lend them to others for use;

　　(2) In daily life or on the Internet, don’t disclose basic information such as bank card number, account password, SMS verification code and property status to others at will;

　　(3) Try to handle financial business in person, and don’t entrust unfamiliar people or intermediaries to guard against personal information being stolen;

　　(4) When downloading and installing the App or handling business in a third party, pay attention to the relevant authorization authority, carefully read the relevant agreements, contract terms and fill in personal information to avoid illegal use of important information;

　　(5) Do not discard transaction vouchers such as credit card purchase orders, ATM receipts, credit card statements, etc. The invalid financial business documents should be shredded or destroyed by a shredder;

　　(6) Be wary of telephone calls and emails asking you for personal financial information. If you encounter such situations, you should be vigilant and call the police immediately if necessary;

　　(7) When providing copies of personal identity documents for various businesses, the purpose of use shall be indicated on the copies to prevent the copies of identity documents from being used for other purposes. (Wu Yu, Tang Jianhui)

　　On August 22, Beijing time, Baidu released its unaudited financial report for the second quarter ended June 30, 2023. In the second quarter of 2023, Baidu achieved revenue of 34.10 billion yuan, an increase of 15% year-on-year; net profit attributable to Baidu (Non-GAAP) reached 8 billion yuan, a significant increase of 44% year-on-year, exceeding market expectations.

　　Among them, the smart technology brand Xiaodu, as an important business segment of Baidu’s "AI Life", continues to maintain a strong growth trend. According to data released by IDC and Canalys, Xiaodu ranked first in China’s smart screen and smart speaker shipments in Quarter 1 of 2023. In the second quarter, Xiaodu’s smart screen/smart speaker sales and sales also achieved double growth, up 31.58% and 10.19% year-on-year respectively.

　　In addition, Xiaodu launched a number of new products in the first half of the year, continuously strengthening the brand’s innovation DNA.

　　New species Plant grass on the whole network, and add girlfriend machines to develop "new categories"

　　In March this year, Xiaodu dug deep into the pain points of users’ home scenes and launched a "walking" 27-inch all-round oversized tablet aimed at people who pursue quality life. The product integrates flat-screen, TV, fitness mirror, learning machine, and oversized speakers, which can move freely. It also has multiple functions such as Xiaodu AI voice interaction, watching movies and chasing dramas, AI fitness, Karaoke, and office online classes. Once released, it quickly "came out of the circle", triggering a large number of grass planting. On Douyin and Xiaohongshu, the content about adding a girlfriend machine once formed a trend of screen swiping, and the topic of Douyin alone was played more than 700 million times. It is understood that the Tiantian girlfriend machine has been on sale for only two months, and sales have exceeded 100 million.

　　New products face "most volume" 618, Xiaodu smart screen X9 topsHot SaleGolden List

　　This year’s 618 was recognized as the "most volume in history" 618. Major e-commerce platforms and brands invested the most and strived to hand over high scores. Xiaodu smart screen X9 was officially launched on June 1. It participated in the battle on the eve of the battle. Just three weeks after its listing, it topped the gold list of TikTok portable speakers as a dark horse.

　　In addition to fully inheriting the core functions of Xiaodu smart screen, Xiaodu smart screen X9 adopts a horizontal rotating camera gimbal in the hardware configuration, which can realize 360 ° panoramic horizontal field of view and 120 ° ultra-wide-angle field of view, and supports infrared night vision function. In terms of software, Xiaodu smart screen X9 fully upgrades the core functions of "go home and see", "care assistant", "video call" and other core functions that users value most. The software and hardware integrate to achieve 24-hour all-round and convenient home care.

　　United Gaosi Intensive Farming FamilyStudy CounselingXiaodu continues to promote educational inclusion

　　In July this year, Xiaodu officially announced a deep cooperation with Gaosi Education, a well-known educational institution, and jointly launched a new educational hardware product, the Z20 Plus Gaosi Deluxe Edition of Xiaodu Optical Eye Protection Learning. The product integrates Gaosi’s strong teaching staff, refined layered teaching system, and high-quality courses covering all aspects from preschool enlightenment to senior high school entrance examination sprints. It complements Xiaodu’s innovative AI teaching methods, eye protection, habit formation, and parental control based on the Baidu ERNIE Bot model. It can provide children with more comprehensive learning coaching solutions, so that primary school students across the country can learn Gaosi lessons. According to official data, the product has been online for only one month, and the sales of the Douyin platform have exceeded 100 million.

　　In addition, Xiaodu also invited Gao Siai Learning Vice President, Peking University Psychology Professor, and experts in early childhood education to jointly develop the "1234 Effective Counseling Method" for parents. By "identifying the first responsible person", "determining 2 learning directions", "cultivating 3 major abilities", and "adopting a 4-step plan", combined with Xiaodu Learning’s tablet Gaosi version of teaching content and functions, it provides practical help for family learning counseling, and at the same time cooperates with parents to cultivate children’s good learning habits.

　　Whether it is in the field of home infotainment or youth education, Xiaodu always insists on providing consumers with more convenient and warmer services through its own AI technology capabilities and innovative product concepts. With the arrival of the big model era, Xiaodu will continue to accelerate the brand vision of "creating a ubiquitous artificial intelligence assistant", using technology to make life more convenient and better.

High-end is a development trend in the automotive industry in recent years, and the rapid development of new energy vehicles has provided opportunities for autonomous vehicle companies to break through. As a result, we see more and more autonomous vehicle companies lining up in the mid- to high-end new energy vehicle market, but who can successfully break through the siege and stand at the top is still unknown. In this context, Geely brand officially released a new mid- to high-end new energy series – "Geely Galaxy", and promised "Geely Galaxy only makes high-value new energy vehicles". So, where is Geely Galaxy’s high value reflected? Where is the confidence to only make high-value new energy vehicles?

New design and new technology empower Geely Galaxy’s innovation

On February 23, the Geely brand debuted the Geely Galaxy smart electric prototype – "Galaxy Light".

Judging from the information that has been officially disclosed, the industry’s most direct feeling about "Galaxy Light" is that it has a new design style that is different from previous Geely cars, and even different from the styles of Lynk & Co, Geometry, and Extreme Krypton and other brand models. The low-lying and wide-bodied electric coupe posture, the noble and elegant open doors, the avant-garde frameless windows, and the technology-cool interior run through the connecting screen, etc. These elements will make the "Galaxy Light" design style more popular with consumers who prefer high-value products.

And the design language of "Galaxy Light", which is beyond conventional electric vehicles, will be applied to all products of Geely Galaxy. In other words, all products of Geely Galaxy will have market competitiveness beyond conventional electric vehicles in terms of design.

However, the high value that the Geely brand endows Geely Galaxy is not limited to the visual level. It also has a series of new energy electrification technologies such as the Aegis battery safety system, the Raytheon Electric Hybrid 8848, and the new car operating system "Galaxy N OS", which brings Geely Galaxy a high-value experience that can be continuously upgraded and evolved.

For example, Geely’s original "SHIELD Battery Safety System" can not only prevent spontaneous combustion of battery cells, ensure the safety of battery packs and battery modules, but also avoid electromagnetic radiation damage to human health through radiation protection that goes deep into the cellular level. At the same time, relying on the support of 8.10 billion billion times/second cloud computing power of Jilixing Smart Computing Center, the SHIELD battery safety system can protect more than 200 electronic control items in real time, warn more than 50 types of faults, and improve battery life by 20%. On this basis, Geely Galaxy also took the lead in achieving 30 kilometers per hour drag bottom impact and 20 kilometers per hour vehicle drag bottom without damage. It is because of such high-value safety protection that Geely Galaxy can greatly reduce consumers’ concerns about the safety of new energy vehicle batteries.

The Raytheon Hybrid 8848, a new generation of Raytheon Hybrid Engine B-Plus, has achieved the highest mass production result of 44.26% in terms of thermal efficiency. In terms of performance, it has realized the intelligent electric drive driven by P1 + P2 dual motors (the combined power of the two-wheel drive reaches 287kW). In terms of intelligent control, the first predictive energy management system can increase the energy saving rate by up to 15%. In the future, with the re-evolution of the Raytheon Hybrid 8848, Geely Galaxy’s products can also have a high-value experience brought by the Raytheon Hybrid Engine with a thermal efficiency of 46% and the intelligent electric drive with a combined power of 488kW.

The new Galaxy N OS is Geely’s full-stack self-developed distributed operating system, which will bring more accurate recognition, full scene visibility, and millisecond-level response interactive experience on the basis of protecting user privacy.

In addition, in the field of intelligent driving that has attracted much attention, the "heaven and earth integration" version of Galaxy Smart Driving solution based on Geely Satellite will be launched soon, and it will take the lead in mass production of cross-layer memory parking, high-speed emergency antelope obstacle avoidance, and low-speed exploration and crossing in the future. At present, Galaxy Smart Driving can stop in time in the face of stationary targets when cruising at a high speed of 90km/h; Geely Star Smart Computing Center can simulate 100,000 kilometers of intelligent driving behavior training in 1 day, combined with intelligent networking professional test field and actual road test, to meet the L3 global certification standard.

　It is not difficult to find that Geely’s high-energy new energy electrification technology has covered battery safety, electric hybrid systems, interaction, smart driving, and other fields, providing strong technical support for Geely Galaxy’s high-value experience.

New products and new channels empower Geely Galaxy

Of course, only good design and technical support are not enough for Geely Galaxy to take the lead in the increasingly competitive new energy field. At this time, it is particularly important to effectively line up unique products.

Geely Galaxy, as a new mid-to-high-end new energy series of Geely brand, the two product series are built by the native intelligent electric architecture, of which the intelligent electric hybrid L series adopts Geely Galaxy intelligent "electric hybrid" architecture, covering A0 to B-level intelligent electric hybrid products; the intelligent pure electric E series adopts Geely Galaxy intelligent "pure electric" architecture, covering A-level to D-level intelligent pure electric products.

According to the plan, Geely Galaxy will adopt a new logo and will launch seven products within two years, four of which belong to the intelligent electric hybrid L series. The first electric hybrid SUV Galaxy L7 and the first electric hybrid car Galaxy L6 will be delivered in the second and third quarters of this year, respectively. The other three belong to the intelligent pure electric E series, and the first pure electric product E8 will be delivered in the fourth quarter of this year.

It is not difficult to find that for how to effectively and efficiently enter the mid- to high-end new energy vehicle market, Geely Galaxy has a clear plan for the product layout in the next two years.

At present, Geely Galaxy’s first product, Geely Galaxy L7, has officially opened for pre-order.

The car is based on the world-class e-CMA architecture, and is first equipped with high-energy technologies such as Aegis battery safety system, Raytheon Hybrid 8848 and Galaxy N OS. In terms of shape, Geely Galaxy L7 has a fully enclosed grille, "flying eaves bucket arch" shaped daytime running lights, through-type tail lights and other designs. The interior is equipped with 50w wireless charging, Jingyao star ring light curtain ambient light, hidden door handle, headrest audio and a "10.25-inch meter + 13.2-inch central control screen + 16.2-inch auxiliary driver screen + 25.6-inch AR HUD" combination that can achieve four-screen intelligent interaction. In terms of power, Geely Galaxy L7 comes standard with Raytheon Electric Hybrid 8848 "three-speed variable frequency electric drive", which does not stall in all working conditions; it accelerates for 6.9 seconds at 100 kilometers and supports ejection start; the fuel consumption at a loss of 100 kilometers is only 5.23L; the CLTC comprehensive cruising range is 1370 kilometers.

The Geely brand also knows the truth that "the fragrance of wine is also afraid of the deep alley", so in the layout of the channel, Geely Galaxy will adopt two models of direct connection to users and agent distribution, will launch a new APP, and introduce new experience and service standards. Only after-sales services have set up 247 new standards to comprehensively upgrade the user experience.

The Times has a saying

At present, the trend of vehicle electrification and intelligence is becoming more and more obvious. With the rapid development of new energy vehicles, consumers gradually have more expectations for future travel methods. With the continuous empowerment of new designs, new technologies, new products and new channels, Geely Galaxy’s series of innovations and layouts will make consumers look forward to the future of autonomous high-value new energy vehicle travel life. As Gan Jiayue, CEO of Geely Automobile Group, said: "Geely Galaxy is Geely’s declaration of action for the development of new energy. It brings together Geely’s entire system of technical strength, the world’s leading intelligent manufacturing system, and the cutting-edge technology ecosystem integrated with heaven and earth. It will surely lead new energy into the second’new stage ‘of value-enhancing development, and will bring users a safer, freer and higher value intelligent travel experience."　

(Feature Shu Written by Luo Xiaotong, pictures are provided by car companies)

At 7:37 on February 3, 2024, Beijing time, our country used the Long March II C carrier rocket at the Xichang Satellite Launch Center to successfully launch the Geely Constellation 02 group of satellites, 11 satellites successfully entered the predetermined orbit, and the launch mission was a complete success.

This mission is the 508th flight of the Long March series of carrier rockets.

　　Yangcheng Evening News reporter Chen Zeyun Intern Zhang Song

　　The curtain of centralized collection of Chinese patent medicines is being opened. On September 14th, Guangdong Pharmaceutical Trading Center issued the Procurement Document with Quantity of 58 Pharmaceutical Groups such as Guangdong Alliance Qingkailing (Draft for Comment). The alliance regions participating in this centralized procurement include Guangdong, Shanxi, Henan, Hainan, Ningxia, Qinghai and Xinjiang, and the selected drugs in the centralized procurement of proprietary Chinese medicines in the seven provinces and regions are all the dosage forms and specifications of 58 generic drugs with large consumption and high purchase amount in the basic medical insurance catalogue.

　　The reporter of Yangcheng Evening News found that the 58 drugs collected by Guangdong Alliance are all proprietary Chinese medicines, among which 36 are exclusive varieties, such as Xiyanping, Lianhua Qingwen and Xiaoer Chiqiao Qingre, which have sold over 100 million yuan. There are also many commonly used drugs such as Qingkailing, antiviral oral liquid and orange phlegm cough. This also means that after chemical drugs, the "price-cutting boots" hanging on the head of Chinese patent medicines will finally fall.

　　58 "high price and large quantity" Chinese patent medicines were included in Guangdong centralized procurement.

　　According to the "Draft for Comment", the range of varieties purchased by the pharmaceutical group this time is all the dosage forms and specifications of 58 generic drugs with large consumption and high purchase amount in the basic medical insurance drug list. The main participants in the procurement are all public medical institutions in the alliance area, and medical institutions and designated pharmacies designated by medical insurance can participate voluntarily.

　　The centralized procurement of Chinese patent medicines led by Guangdong has made detailed requirements for dosage forms, quotation requirements and successful selection. The quotation of enterprises must be based on "daily average treatment expenses". On the basis of effective declared price, the lower the price, the easier it is to win the bid.

　　According to the "Draft for Comment", 58 kinds of Chinese patent medicines with high price and large quantity, including 36 exclusive varieties such as Aidi, Shenkang and Lianhua Qingwen, cover many popular Chinese patent medicines in the market. According to the data of Minenet, many drugs such as Suhuang Zhike Capsule, Xiyanping Injection, Bering Capsule, Lanqin Oral Liquid, etc., which are included in the centralized procurement alliance, will all exceed 100 million yuan in terminal sales in public hospitals in key cities in 2020.

　　Actively explore the centralized collection of Chinese patent medicines in many places

　　Under the normalization of centralized procurement, the centralized procurement of generic drugs and medical devices has gone through many rounds, and promoting the centralized procurement reform of Chinese patent medicines has become the key direction of the next medical reform. It has become a trend that the pace of centralized procurement extends from generic drugs to proprietary Chinese medicines. On August 9th, the website of the National Medical Insurance Bureau clearly revealed in the public reply "Suggestions on Accelerating the Centralized Procurement of Chinese Medicine and Formula Granules" that the next step, the Medical Insurance Bureau will, together with relevant departments, improve the quality evaluation standards of Chinese patent medicines and formula granules, adhere to quality priority, take clinical demand as the guide, and start with high-priced and large-quantity varieties to scientifically and steadily promote the centralized procurement reform of Chinese patent medicines and formula granules.

　　"At present, Chinese patent medicines have not yet risen to the level of national collection, or the provinces are taking the lead in trying." Shi Lichen, founder of Dingchen Consulting, told the Yangcheng Evening News reporter that the rapid progress of generic drug collection was due to the previous implementation of a consistency evaluation system, which allowed all generic drugs participating in the collection to compete in the market under the premise of unified specifications and unified efficacy. The difficulty of centralized collection of Chinese patent medicines stems from the fact that the origin, processing technology and dosage forms of different Chinese patent medicines are not uniform, which also leads to different curative effects of the same medicine.

　　The reporter found out that before Guangdong, Qinghai Province, Jinhua, Zhejiang Province, Puyang, Henan Province and other places had carried out centralized exploration for some varieties of Chinese patent medicines with large demand and high amount. Among them, in November 2019, Jinhua City, Zhejiang Province included 180 Chinese patent medicines in the procurement with quantity. In May 2020, the catalogue of procurement with quantity published by Qinghai Province also included traditional Chinese medicine injections such as Xuesaitong, Xueshuantong, Tanreqing and Xiyanping.

　　How much to reduce the price depends on the centralized purchasing strategy

　　"The purpose of centralized collection of Chinese patent medicines and centralized collection of chemical medicines is the same, both of which are to promote drug price reduction. However, because most of the products included in centralized mining are exclusive varieties, how much the price reduction can be reduced depends on the centralized mining strategies of various provinces and cities. " Shi Lichen said.

　　How much can the price reduction of centralized collection of Chinese patent medicines be reduced? Taking the previous regional centralized procurement as an example, in the publicity list of the second batch of enterprises to be selected for purchasing drugs with quantity published by Jinhua City, Yunnan Baiyao selected compound Danshen tablets (0.3g/ tablet) at a price of 0.18 yuan, and Zhejiang Kangenbei selected ginkgo leaves at a price of 0.71 yuan/tablet (containing 19.2mg of total flavonol glycosides and 4.8mg of terpenoid lactones). The reporter found that the price reduction of the above drugs is about 20%-30%, which is relatively mild compared with the price reduction of chemical drugs.

　　Shi Lichen pointed out that for exclusive varieties, the incentive for manufacturers to reduce prices will not be particularly great. However, it is worth noting that the exclusive variety of proprietary Chinese medicines is a relative concept, which is mainly measured from the perspective of the number of manufacturers. If it is extended to the level of indications, many proprietary Chinese medicines generally do not have the so-called exclusive efficacy. Therefore, if the indications or functional indications are similar, the exclusive variety of proprietary Chinese medicines may not be exempted, and once it is included in the centralized purchase, it may face competition with other varieties with indications and functional indications, which will also bring pressure on enterprises to reduce prices.

　　Involving a number of A-share listed companies.

　　The reporter noted that at present, the collection of Chinese patent medicines led by Guangdong belongs to the stage of soliciting opinions, but if it falls, it may have an impact on the market structure of related drugs.

　　Among them, Qingkailing series drugs and Zishen Yutai Pill, the exclusive variety, are important products of Baiyun Mountain. Baiyun Mountain’s 2020 annual report shows that Qingkailing Granules achieved a revenue of 174 million yuan, with a gross profit margin of 53%, and the sales volume of Qingkailing series reached 461 million (bags/sticks/granules); The annual revenue of Zishen Yutai Pills was 342 million yuan, with a gross profit margin of 85.20%. The annual sales volume was 5.67 million boxes, of which 4.138 million boxes were purchased by medical institutions.

　　Xiangxue Pharmaceutical, another local listed company in Guangzhou, whose antiviral oral liquid and orange phlegm cough are also planned to be included in the list of centralized purchase. According to Xiangxue Pharmaceutical’s 2020 annual report, antiviral oral liquid and orange series brought 407 million yuan and 119 million yuan respectively, accounting for 17.12% of the company’s current revenue. These two kinds of drugs are mainly concentrated in pharmacies and other terminals.

　　Lianhua Qingwen is an important product of Yiling Pharmaceutical. According to the 2020 annual report of Yiling Pharmaceutical, its continuous flower clearing contributed 4.256 billion yuan in revenue, accounting for 48.46% of revenue, up 149.89% year-on-year. Yiling Pharmaceutical Co., Ltd. said that Lianhua Qingwen’s market share in retail terminal cold medicine/heat-clearing category reached 9.86% in 2020, and Lianhua Qingwen’s market share reached 37.9% in the sales revenue of proprietary Chinese medicines for cold medicine in China public medical market in the first half of 2020.

　　Tasly owns an exclusive variety of Compound Danshen Dripping Pills. Based on the company’s 2020 financial report, the total revenue of cardiovascular and cerebrovascular drugs including Compound Danshen Dripping Pills is 4.165 billion yuan (the data of Compound Danshen Dripping Pills is unknown). Last year, the drug was purchased by medical institutions for 107 million boxes. Buchang Pharmaceutical, the research and development company of Naoxintong Capsule, has a total revenue of 12.083 billion yuan for cardiovascular and cerebrovascular diseases (including Naoxintong Capsule) last year. The two packaging specifications of the drug are "36 capsules/box" and "48 capsules/box", and the annual purchase volume of the hospital is 41.22 million boxes and 56.84 million boxes respectively.

　　According to industry analysis, because the capital market is relatively unfamiliar with the collection of traditional Chinese medicine, the implementation of the policy may cause certain emotional impulses. In recent years, Chinese patent medicines have been suppressed by the policy, and the overall sales growth rate has continued to slow down. Due to the influence of auxiliary drug monitoring and medical insurance payment restrictions, the sales of some large varieties of Chinese traditional medicine injections have continued to decline. If the quantity procurement is introduced later, the Chinese patent medicine market will face greater uncertainty. There is a lack of data on the safety and effectiveness of proprietary Chinese medicines, and the product specifications are more complicated. At present, the country is expected to introduce proprietary Chinese medicines for re-evaluation after listing, and further standardize the proprietary Chinese medicine market. In the long run, it is expected that the introduction of centralized collection of proprietary Chinese medicines will benefit leading enterprises with high-quality resources, which is expected to further enhance the concentration of the industry.

　　News depth　　

　　How to avoid the upstream price increase making it difficult for the winning bidder to perform?

　　There should be more supporting policies for centralized collection of Chinese herbal medicines.

　　"The varieties of Chinese patent medicines that are planned to be collected this time involve 216 kinds of Chinese medicinal materials, of which 76 kinds of medicinal materials have increased by more than 10%, accounting for 35.19%, and the overall increase is 21.86%, which is higher than the average increase of market conditions in the past five years." Jia Haibin, founder of the big data platform of Tiandi Yuntu Chinese medicine industry, told the Yangcheng Evening News reporter that centralized collection of Chinese medicine is the only way for medical insurance to control fees and reduce drug prices, but the market background of continuous general increase in Chinese medicine prices should be included in the policy consideration, otherwise it is easy to happen that the winning bidder cannot fulfill the delivery due to the price increase of upstream Chinese medicine.

　　Jia Haibin pointed out that Chinese medicine is different from standard products such as chemical drugs and biological products, and the source of raw materials is the core of its quality control. At present, it is still difficult to fully implement the policy of centralized collection of traditional Chinese medicine, and it is highly probable that a small range and a small number of varieties will be tested to improve standards and processes and make up for policy loopholes. With the continuous implementation of centralized purchasing, on the one hand, major enterprises will continue to increase their efforts to enter the producing areas and strengthen the strategic reserve of core raw materials. On the other hand, the centralized procurement organization department will also tilt towards "the traceability of authentic medicinal materials" in terms of scoring standards and quality level division, which will play a positive role in accelerating the construction of traceability system of Chinese herbal medicines and improving the overall quality level of Chinese herbal medicines.

　　"It is suggested that the channels of appeal should be further opened." Shi Lichen suggested that in the centralized procurement of proprietary Chinese medicines, it should be suggested to establish a smoother communication mechanism, so that the selected enterprises can timely feedback the supply problems of raw materials in the performance of the procurement contract, and introduce more supporting policies to ensure the stable supply of drugs after winning the bid.

　　Zhongxin Jingwei Client September 5 th (Dong Xiangyi) The lottery fund account book is related to the rights and interests of lottery players and public welfare undertakings, so the annual lottery sales situation has attracted everyone’s attention. According to data released by the Ministry of Finance a few days ago, in 2018, 51,147,173 yuan of lottery tickets were issued and sold nationwide. The overdue prize money was 2,512.77 million yuan, among which, Hunan, Guangdong and Jiangsu ranked the top three in the country. The topic of "more than 2.5 billion bonuses overdue in 2018" has also sparked heated discussions on the Internet. Netizens are also very curious about how this huge bonus will be disposed of.

　　Data Map: Photo by Xin Jingwei Dong Xiangyi in the website of China Welfare Lottery Issuance Management Center

　　The national lottery abandoned more than 2.5 billion, and Hunan, Guangdong and Jiangsu were among the top three.

　　Lottery refers to the certificate issued by the state in order to raise social welfare funds and promote the development of social welfare undertakings, sold according to law, purchased by natural persons voluntarily, and obtained the chance of winning the prize according to specific rules.

　　Lottery funds are divided into three categories: lottery bonus, lottery issuance fee and lottery public welfare fund. Lottery bonuses are used to pay lottery winners; Lottery issuance expenses are used to pay the business expenses of lottery institutions and the sales expenses of consignment agents; The lottery public welfare fund shall be turned over to the state for social welfare undertakings.

　　According to data from the Ministry of Finance, in 2018, 511,471.73 million yuan of lottery tickets were issued and sold nationwide. The overdue prize money was 2,512.77 million yuan, and in 2018, a total of 133,874.98 million yuan of lottery public welfare funds were raised.

　　The Zhongxin Jingwei client combed and found that from the ranking of abandonment prizes in 31 provinces in 2018, Hunan was the region with the most abandonment prizes, reaching 760 million yuan; Guangdong and Jiangsu ranked second and third, with 175 million yuan and 142 million yuan respectively. In addition, there are six provinces, including Shandong, that give up prizes of more than 100 million yuan, including 135 million yuan in Shandong, 129 million yuan in Zhejiang and 125 million yuan in Yunnan.

　　Source: Announcement of the Ministry of Finance

　　In 2018, the province with the least lottery abandonment prize was Qinghai, which was 8.01 million yuan. Beijing, Tianjin, Shanghai and Chongqing gave up prizes of 70.56 million yuan, 25.2 million yuan, 43.68 million yuan and 32.57 million yuan respectively last year.

　　It is worth noting that according to the data previously disclosed by the Ministry of Finance, in 2017, the national overdue prize money was 1,700.17 million yuan. In 2018, this figure increased by 47.8% year-on-year.

　　Netizen: No, you can give it to me.

　　There is also a lot of discussion on the Internet about the abandonment of the lottery in 2018. Some netizens ridiculed: "Why do you want to give up and send it to me?" Others said, "I was so scared that I quickly looked at the only lottery ticket I bought."

　　A netizen recalled, "In June this year, there was an acquaintance here who lost more than 8 million people. Now everyone we know knows about it. We bought a villa and changed cars. In recent days, someone has always mentioned him from time to time. I am also sour, so I don’t have to drink water every day, and I have enough saliva."

　　User comments screenshot

　　@l Riding a pig for a ride L: Why did you win the lottery ticket? You can give it to me if you don’t want it.

　　@ Huiwenhuang and Li Kele: Hunan Spicy Moduo abandoned the prize, which may be related to the lottery ticket I lost.

　　@ A box of scented tea: 2.5 billion, enough for me to spend several lifetimes.

　　@ Qikelu: Trying to trick me into buying lottery tickets again.

　　@ 京京京京: Yes … … Still not? I bought it once last year, but I don’t know if it won, and I forgot to look at it … … … … Gee, I may be one step away from the rich.

　　@ 京京京京: Pay attention to vertigo. Tick "five times" and vertigo becomes "five periods". If you don’t win in the current period, the lottery ticket will be lost.

　　User comments screenshot

　　Some netizens believe that "it is normal to abandon the prize. Some lottery players are too casual when buying lottery tickets. They don’t remember to check the lottery number. Some people don’t know where to throw the lottery ticket after buying it. Many grand prizes have missed the effective time to receive the prize. People like me who dream of winning the prize will not abandon the prize. "

　　In fact, everyone is generally concerned about how this huge abandonment bonus of 2.5 billion yuan will be "digested". It is understood that Article 57 of the Detailed Rules for the Implementation of the Lottery Management Regulations stipulates that the bonuses that have not been redeemed within the time limit shall be included in the lottery public welfare fund, and shall be settled and collected by the lottery sales organization and turned over to the provincial finance, all of which shall be reserved for local use. In other words, the 2.5 billion yuan lottery discard bonus will be disposed of and distributed by local financial departments.

　　What are the rules for lottery redemption?

　　I believe that many lottery players don’t want to regret giving up the prize because they missed the redemption period. What should we pay attention to about lottery redemption? According to the regulations of China Welfare Lottery Issuance Management Center, after the implementation of the Regulations on Lottery Management, the deadline for redemption will be extended to 60 natural days after the lottery.

　　Redemption period

　　Lottery winners should redeem their prizes within 60 natural days from the date of drawing. On the last day of the redemption period, if there is a national legal holiday or the lottery market is closed, it will be postponed to the first working day after the legal holiday or the lottery market is closed. Such regulations protect the interests of lottery players and winners, and are more humane.

　　Redemption place

　　The regulations of lottery agencies around the country on the redemption location are not completely consistent. The specific redemption location can be found in local lottery agencies or lottery sales outlets.

　　Protection of winners

　　In the impression of ordinary people, lottery winners are generally armed to the teeth, with no shortage of hats, glasses and masks, and some even wear wigs. After the promulgation of the Regulations on Lottery Management, it is clear that lottery issuers, lottery sales organizations, lottery agents and other personnel who know the personal information of lottery winners because of their positions or business convenience will protect the personal information of lottery winners. In the face of media interviews, winners who refuse to be interviewed or ask for makeup before being interviewed should follow the winners’ personal wishes. At the same time, lottery agencies also take the initiative to protect the personal information of the winners during publicity or interviews. Without the consent of the winners themselves, the personal information of the winners may not be released.

　　Donations should be voluntary.

　　Many grand prize winners, in order to express their feelings of "benefiting from public welfare and giving back to public welfare", can donate some winning prizes to repay the society and continue to support social welfare undertakings. However, this donation behavior should be based on the personal wishes of the winners. The Detailed Rules for the Implementation of the Regulations on Lottery Management clearly stipulates that lottery issuers, lottery sales organizations, lottery agents and other staff members shall not ask lottery winners to donate winning prizes for any reason and in any way against their own wishes.

　　It must be paid in RMB.

　　The Detailed Rules for the Implementation of the Regulations on Lottery Management stipulates that the winning prize of lottery tickets shall not be paid in currencies other than RMB, in kind or in multiple installments. In the consignment contract signed with the consignment agent, it is also required not to sell lottery tickets or win prizes to minors.

　　On the morning of October 13th, 2014, in Shanxi Welfare Lottery Distribution Center, the third prize winner in the history of China lottery mysteriously appeared in cartoon costume to win the prize, which attracted many media to interview. The prize money is as high as 520 million, which is the third prize in China lottery history. China News Agency issued Wei Liang photo

　　The lottery market grew steadily.

　　Since the welfare lottery was first issued in 1987, China’s lottery market has maintained steady growth. Statistics show that in 1987, China’s welfare lottery sold 17 million yuan in the first year, and by 2018, the national lottery sales exceeded 500 billion yuan.

　　According to data from the Ministry of Finance, in 2018, a total of 511.472 billion yuan of lottery tickets were sold nationwide, a year-on-year increase of 19.9%. Among them, the sales of welfare lottery institutions was 224.556 billion yuan, a year-on-year increase of 3.5%; The sales of sports lottery institutions reached 286.916 billion yuan, a year-on-year increase of 36.8%. According to the statistics of Chuancai Securities, from 1987 to 2018, the annual growth rate of national lottery sales reached 39.4%.

　　Source: Chuancai Securities Research Report

　　In addition, in the past decade, despite the negative growth of lottery sales in 2015 due to the influence of Internet issuance supervision, the annual growth rate of national lottery sales still reached 17.0%.

　　In terms of lottery types, the sales of welfare lottery in China’s lottery market has been relatively high for a long time, but in recent years, with the good performance of sports lottery, the proportion of the two is gradually approaching. Especially in the past three years (2016-2018), the growth rate of sports lottery was significantly higher than that of welfare lottery, which made the proportion of sports lottery in total lottery sales increase from 48% to 56%.

　　In terms of specific color types, lottery digital lottery is the most important lottery variety in China’s lottery market, and its proportion in total sales remains at 50%-65%; At the same time, quiz lottery has continued to grow in recent years.

　　According to the insiders, the contribution of China lottery industry to society is not only reflected in the public welfare fund, but also plays an important role in fiscal revenue, labor employment, and promoting the development of related industries.

　　However, some experts believe that there are still some problems in the lottery industry, such as the market development can not fully meet the demand, the management level and standardization need to be improved, and the research ability and personnel training are lacking. It is suggested that the demand of the public should be better met from the perspective of supply, and new technologies and channels should be paid attention to and considered for application in order to promote the healthy development of the industry.

　　In the future, as China’s lottery industry further clarifies government management functions, improves market operation norms, and strengthens the supervision of industry access qualifications, the lottery industry is expected to achieve sustainable development. (Zhongxin Jingwei APP)

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